Getting the Most from Your Insurance Claim
Many homeowners ask how soon they should replace their roof after it's been damaged. The biggest threat to a roof is in its longevity. Once the protective layer has been damaged, it's not expected to last its full lifetime, which can result in further damage to the structure of the home itself. Therefore, most insurance companies will authorize roof replacement. If you're unsure what your policy covers, be sure to contact your insurance company as soon as possible — as many companies have time limits for reporting the damage and having repairs made.
Replacement varies by the coverage of the homeowner's insurance policy. Our experienced roofing specialists work with the homeowner from the beginning to ensure each client gets the maximum reimbursement available under their coverage. Many clients aren't aware that in addition to replacing the shingles, their policy may allow for new gutters, siding, windows and skylights, chimney caps, and repair or replacement of fencing, patio furniture, barbecue grills, and other items that were struck by hail or other storm debris. Our staff works with the claims adjusters to see that nothing is overlooked.